NRI Corner
NRI Corner
Your Complete Guide to Investing in India
Who is a Non-Resident Indian (NRI)?
A Non-Resident Indian (NRI) is an Indian citizen who stays outside India for more than 182 days during a financial year (1 April – 31 March).
Why NRIs Are Investing Back in India
India's rapid economic expansion and strong inflow of Foreign Direct Investment (FDI) have made it an attractive destination for global capital—including NRI wealth.
At TPOPROFILE FINVEST, we simplify the complexities of NRI investing by:
Economic & Political Stability
World's largest democracy with stable government and policy continuity
Strong Regulatory Framework
Governed by RBI & SEBI with strong focus on transparency and investor protection
Global Standing
Ease of Doing Business improved from 142 (2014) to 63 (2019). Ranked 68th in Global Competitiveness Index
Policy Support
Atmanirbhar Bharat: ~$270 billion stimulus (~10% of GDP) focused on infrastructure & manufacturing
Tax Benefits via DTAA
Avoids double taxation. Agreements with USA, UK, Canada, France, Italy & more
Can NRIs Invest in India?
Yes. NRIs are legally permitted to invest in Indian capital markets under RBI and SEBI regulations.
At TPOPROFILE FINVEST, we help NRIs navigate:
Investment Options Available for NRIs
Our expert team ensures investments are structured prudently and aligned with individual financial goals.
| Investment Option | Description |
|---|---|
| Mutual Funds | Diversified investment funds managed by professional fund managers across equity, debt, and hybrid asset classes |
| Portfolio Management Services (PMS) | Actively managed equity or hybrid portfolios tailored to investor objectives |
| Alternative Investment Funds (AIFs) | Access to private equity, private credit, hedge strategies, and special situations |
Mandatory Accounts for NRIs
| Account Type | Purpose | Tax Treatment |
|---|---|---|
| NRE Account | Foreign earnings parked in India | Tax-free |
| NRO Account | Income earned in India | Subject to TDS |
Taxation for NRIs in India
NRIs are taxed only on income earned or accrued in India. Foreign income remains exempt unless received in India.
Taxable Income Includes:
Key Taxation Rules:
Capital Gains Overview:
| Asset Type | Holding Period | Tax Treatment |
|---|---|---|
| Debt Mutual Funds | < 36 months | Short-term, slab rate 30% TDS |
| Debt Mutual Funds | > 36 months | Long-term 20% tax |
| Equity Shares / Equity MFs | Short & Long term | STCG & LTCG applicable with TDS |